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Startup India (DPIIT)
Credit Guarantee Scheme for Startups
Government guarantee on borrowing, up to ₹20 crore per startup
Who qualifies
- DPIIT-recognised startup
- Borrowing arranged through an approved Member Institution
- You approach the lender; you do not apply to the government directly
In their own words
maximum limit from INR 10 crore to INR 20 crore per eligible borrower — Startup India (DPIIT), read 2026-09-19
What to know
Read this one carefully: it is NOT ₹20 crore of free money. The government guarantees your loan, which lets banks lend without demanding the collateral a young company cannot provide. You still repay the loan.
Apply at Startup India (DPIIT) →
Goes to Startup India (DPIIT)'s own page. We last read it on 2026-09-19 and check it again every morning.